Financhill
Sell
35

FSBC Quote, Financials, Valuation and Earnings

Last price:
$29.73
Seasonality move :
-13.43%
Day range:
$29.29 - $29.79
52-week range:
$21.10 - $35.13
Dividend yield:
2.69%
P/E ratio:
13.07x
P/S ratio:
4.83x
P/B ratio:
1.63x
Volume:
21.1K
Avg. volume:
41K
1-year change:
17.42%
Market cap:
$635.1M
Revenue:
$117.2M
EPS (TTM):
$2.28

Analysts' Opinion

  • Consensus Rating
    Five Star Bancorp has received a consensus rating of Buy. The company's average rating is a Buy based on 2 Buy ratings, 1 Hold rating, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $36.33, Five Star Bancorp has an estimated upside of 26.3% from its current price of $29.79.
  • Price Target Downside
    According to analysts, the lowest downside price target is $35.00 representing 100% downside risk from its current price of $29.79.

Fair Value

  • According to the consensus of 3 analysts, Five Star Bancorp has 26.3% upside to fair value with a price target of $36.33 per share.

FSBC vs. S&P 500

  • Over the past 5 trading days, Five Star Bancorp has underperformed the S&P 500 by -3.01% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Five Star Bancorp does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Five Star Bancorp has grown year-over-year revenues for 2 quarters straight. In the most recent quarter Five Star Bancorp reported revenues of $31.5M.

Earnings Growth

  • Five Star Bancorp earnings have been falling on a year-over-year basis for 5 quarters in a row. In the most recent quarter Five Star Bancorp reported earnings per share of $0.52.
Enterprise value:
349.7M
EV / Invested capital:
--
Price / LTM sales:
4.83x
EV / EBIT:
2.45x
EV / Revenue:
2.95x
PEG ratio (5yr expected):
--
EV / Free cash flow:
11.12x
Price / Operating cash flow:
18.17x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.19%
Net Income Margin (TTM):
36.43%
Return On Equity:
13.3%
Return On Invested Capital:
9.1%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $101.6M $119.2M $118.5M $28.5M $31.5M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $2.50 $2.92 $2.28 $0.64 $0.52
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets -- $701.9M $441.9M $434.6M $359.2M
Total Assets -- $2.4B $3.1B $3.5B $3.9B
Current Liabilities -- -- -- -- --
Total Liabilities -- $2.2B $2.8B $3.2B $3.5B
Total Equity -- $226.6M $239.3M $274M $389.9M
Total Debt -- $28.4M $207M $163.7M $73.9M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $31.5M $59M $32.2M $14.9M $17.5M
Cash From Investing -$853.8M -$415.2M -$448.1M -$80.5M -$203.1M
Cash From Financing $609.2M $362M $343.2M $89M $246.1M
Free Cash Flow $30.7M $58.5M $31.5M $14.8M $17.3M
FSBC
Sector
Market Cap
$635.1M
$684.5M
Price % of 52-Week High
84.81%
87.63%
Dividend Yield
2.69%
2.22%
Shareholder Yield
--
3.86%
1-Year Price Total Return
17.42%
8.32%
Beta (5-Year)
--
0.739
Dividend yield:
2.69%
Annualized payout:
$0.75
Payout ratio:
35.76%
Growth streak:
0 years

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Technicals

8-day SMA
Sell
Level $30.28
200-day SMA
Buy
Level $27.10
Bollinger Bands (100)
Sell
Level 28.58 - 32.28
Chaikin Money Flow
Buy
Level 618.4K
20-day SMA
Sell
Level $31.53
Relative Strength Index (RSI14)
Sell
Level 34.30
ADX Line
Sell
Level 16.76
Williams %R
Buy
Level -88.7514
50-day SMA
Sell
Level $31.83
MACD (12, 26)
Sell
Level -0.67
25-day Aroon Oscillator
Sell
Level -96
On Balance Volume
Neutral
Level 3.2M

Financial Scores

--
Altman Z-Score (Annual)
Level (--)
Sell
CA Score (Annual)
Level (-2.2135)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
--
Ohlson Score
Level (--)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Sell
Fundamental Score
Level (5)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Five Star Bancorp is a California state-chartered non-member bank. The Company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals. It offers loan products like commercial real estate loans, commercial loans, commercial land and construction loans, and farmland loans and offers deposit products like checking accounts, savings accounts, money market accounts, and term certificate accounts.

Stock Forecast FAQ

In the current month, FSBC has received 2 Buy ratings 1 Hold ratings, and 0 Sell ratings. The FSBC average analyst price target in the past 3 months is $36.33.

  • Where Will Five Star Bancorp Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Five Star Bancorp share price will rise to $36.33 per share over the next 12 months.

  • What Do Analysts Say About Five Star Bancorp?

    Analysts are divided on their view about Five Star Bancorp share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Five Star Bancorp is a Sell and believe this share price will drop from its current level to $35.00.

  • What Is Five Star Bancorp's Price Target?

    The price target for Five Star Bancorp over the next 1-year time period is forecast to be $36.33 according to 3 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is FSBC A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Five Star Bancorp is a Buy. 2 of 3 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of FSBC?

    You can purchase shares of Five Star Bancorp via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Five Star Bancorp shares.

  • What Is The Five Star Bancorp Share Price Today?

    Five Star Bancorp was last trading at $29.73 per share. This represents the most recent stock quote for Five Star Bancorp. Yesterday, Five Star Bancorp closed at $29.79 per share.

  • How To Buy Five Star Bancorp Stock Online?

    In order to purchase Five Star Bancorp stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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